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Generally, the longer you take to pay off the item, the more you’ll pay in total.

For rent or lease to own programs, you should also keep an eye on the fine print.

Most of these options are available online, though some also have physical stores.

Note: Monroe and Main’s parent company, Colony Brands, is not BBB-accredited.

They’re also useful if you need to make a large purchase quickly but can’t pay up front.

To avoid overpaying on a buy now, pay later purchase, be sure to only buy items you can afford to pay off.See our other article on buy now, pay later clothing catalogs and stores for a few more stores.Furniture stores usually don’t have credit card-based buy now, pay later options.It’s a good idea to have a plan in place to pay off the item before purchasing it so you can avoid missed payments, late fees, interest accrual, and other repayment issues.We’ve organized this list of buy now, pay later retail stores by what they sell.

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